Abstracting is searching public records to develop and document the chain of title and to detect whether there are any adverse claims on a subject property.
An abstract is a document that describes the history of a real estate property. It contains all of the details of the property’s past activity including current and previous owners, deeds, mortgages, liens, judgments, tax records, financing statements, encumbrances, easements, pending assessments, etc.
A Torrens Certificate of Title is also a document that describes a real estate property. The difference is on a Torrens Certificate of Title , only the most current details are included. All mortgages, liens, judgments, etc. that have been released are removed from the certificate. Only relevant and open items remain on the Torrens Certificate of Title.
Owners and Encumbrances Report lets the customer know who owns the property and what encumbers it. Cygneture Title Solutions LLC, can deliver most O & E Reports within 48 hrs.
See “forms” to find the Abstracting Only Order Form to expedite your order.
Cygneture Title Solutions LLC
Brainerd Lakes Office:
13021 Evergreen Drive
Baxter, MN 56425
St. Cloud Office:
512 3rd Street N
Waite Park, MN 56387
Fax: 218-828-087 3
2 Third Avenue NW
Crosby, MN 56441